Apply for an installment loan
One application reaches the lenders in our network. Applying is free, and nothing is final until you sign a lender's contract.
Have these ready
- Your address and date of birth
- Your employer or source of income, and how often you're paid
- The bank account where the money should go
A lender may ask for more documents, such as ID, proof of income or a recent bank statement, and may verify your bank account online. The online check gives the lender a read-only view of recent transactions. It never gives anyone your banking password or the ability to move money.
After you apply
Your application goes to lenders in our network. A lender that can help contacts you with its offer: the amount, the rate, the fees and the payment dates. Read the contract before you sign. If the loan is approved and signed, many lenders deposit the money the same day.
Urgent Loans is not a lender. Each lender sets its own terms and makes its own decision. See how it works for a cost example.