About Urgent Loans
Who runs this site, what we do, and how we write our guides.
Urgent Loans is run by Achilles Finance, a Montreal company that connects Canadian borrowers with a network of lenders. You fill in one application on this site, and we send it to lenders in the network that offer installment loans of $300 to $3,000.
What we do, and what we don't
- We match your application with lenders in our network, so you don't have to apply to each one.
- We don't lend money or make lending decisions. The lender that makes you an offer provides the loan, sets the rate and fees, and handles your payments.
- Applying through us is free. We don't ask you for money.
Part of the Achilles Finance network
Urgent Loans is one of the sites in the Achilles Finance network, a group of Canadian websites that connect borrowers with lenders. Achilles Finance also offers the Achilles Secured Mastercard® and the Achilles Prepaid Mastercard®, both issued by Zūm Rails.
How we write our guides
Our guides cover what to do when money is short: emergency loans, rent, car repairs, utility bills, vet bills, what a loan costs and loan scams.
- Each guide starts with the options that cost less than a loan, because a loan isn't always the right answer.
- Rules and programs come from official sources, such as the Criminal Code, the Canadian Anti-Fraud Centre, provincial tribunals and utility regulators, and we link to them so you can check.
- We leave out amounts and conditions we can't confirm from an official source, and we say when rules vary by province.
- All loan amounts and costs on this site are examples for illustration only. Your lender shows you the actual terms before you sign.
Our guides are general information, not legal or financial advice. If you see something that's wrong or out of date, tell us through our contact form.
What we care about
- Clear costs. Every lender shows you the full amount, rate, fees and payment dates before you sign.
- Your privacy. Your application goes only to the platform that processes it and the lenders in our network. We don't sell personal information. See our privacy policy.
- Responsible borrowing. A loan should solve a short-term problem, not create a new one.
Talk to us
Send us a message through our contact form, or use the chat button at the bottom of any page.