/* Urgent Loans. Flat brand red, warm neutrals, Instrument Sans (self-hosted, variable 400-700). No gradients. */
@font-face{font-family:"Instrument Sans";font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/instrument-sans-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Instrument Sans";font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/instrument-sans-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+1E00-1E9F,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

:root{
  --red:#c30101;          /* the one accent: hero, buttons, links */
  --red-press:#9a0000;
  --red-soft:#fbecec;     /* flat tint for small highlights */
  --ink:#1d1a19;          /* headings, footer */
  --text:#3e3937;
  --muted:#6c6461;
  --line:#e7e1de;
  --surface:#f6f3f1;      /* alternate section background */
  --white:#fff;
  --r-sm:6px;--r:10px;--r-lg:16px;
  --wrap:1160px;
  --font:"Instrument Sans",-apple-system,"Segoe UI",Roboto,"Helvetica Neue",sans-serif;
  --shadow:0 1px 2px rgba(60,20,15,.06),0 8px 24px rgba(60,20,15,.08);
  --z-header:50;--z-chat:2147483647;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;background:var(--white);color:var(--text);font:400 17px/1.6 var(--font);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--red);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{color:var(--red-press)}
h1,h2,h3{color:var(--ink);margin:0 0 .5em;text-wrap:balance;font-weight:600}
h1{font-size:clamp(38px,6.2vw,68px);line-height:1.02;letter-spacing:-.035em}
h2{font-size:clamp(28px,3.6vw,42px);line-height:1.08;letter-spacing:-.025em}
h3{font-size:20px;line-height:1.25;letter-spacing:-.01em}
p{margin:0 0 1em;text-wrap:pretty}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.center{text-align:center}
.num{font-variant-numeric:tabular-nums}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:1000;background:#fff;padding:8px 12px;border-radius:var(--r-sm)}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:2px}
.hero :focus-visible,.page-hero :focus-visible,.cta-band :focus-visible,.site-footer :focus-visible{outline-color:#fff}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--red);color:#fff;text-decoration:none;font:600 17px/1 var(--font);padding:17px 26px;border-radius:var(--r);border:0;cursor:pointer;transition:background-color .2s,transform .1s}
.btn:hover{background:var(--red-press);color:#fff}
.btn:active{transform:translateY(1px)}
.btn:disabled{opacity:.7;cursor:progress}
.btn-light{background:var(--white);color:var(--red)}
.btn-light:hover{background:var(--red-soft);color:var(--red-press)}
.btn-quiet{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn-quiet:hover{background:var(--surface);color:var(--ink)}
.link-arrow{font-weight:600;text-decoration:none;color:var(--red)}
.link-arrow::after{content:"";display:inline-block;width:.5em;height:.5em;margin-left:.4em;border:solid currentColor;border-width:2px 2px 0 0;transform:translateY(-.08em) rotate(45deg);transition:transform .2s}
.link-arrow:hover::after{transform:translate(3px,-.08em) rotate(45deg)}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:var(--z-header)}
.site-header .wrap{display:flex;align-items:center;gap:16px;min-height:72px}
.logo{display:block;line-height:0;margin-right:auto;color:var(--ink)}
.logo svg{width:200px;height:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:16px;padding:10px 14px;border-radius:var(--r-sm);transition:background-color .2s,color .2s}
.nav a:hover{background:var(--surface);color:var(--ink)}
.nav a[aria-current=page]{color:var(--red)}
.nav .nav-cta{margin-left:10px;background:var(--red);color:#fff;font-weight:600;padding:12px 18px;border-radius:var(--r)}
.nav .nav-cta:hover,.nav .nav-cta[aria-current=page]{background:var(--red-press);color:#fff}
.nav-toggle{display:none;background:none;border:0;padding:10px;margin-right:-10px;cursor:pointer;color:var(--ink);border-radius:var(--r-sm)}
.header-apply{display:none}
@media (max-width:900px){
  .site-header .wrap{min-height:60px;gap:10px}
  .logo svg{width:160px}
  .nav-toggle{display:block}
  .header-apply{display:block;background:var(--red);color:#fff;text-decoration:none;font-weight:600;font-size:15px;padding:9px 14px;border-radius:var(--r-sm);white-space:nowrap;transition:background-color .2s,transform .1s}
  .header-apply:hover{background:var(--red-press);color:#fff}
  .header-apply:active{transform:translateY(1px)}
  .header-apply[aria-current=page]{display:none}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:6px 0 14px}
  .nav.open{display:flex}
  .nav a{padding:14px 20px;border-radius:0;font-size:17px}
  .nav .nav-cta{margin:10px 20px 0;text-align:center;padding:15px}
}

/* Home hero: flat red, amount panel beside the headline */
.hero{background:var(--red);color:#fff;padding:64px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1{color:#fff;margin-bottom:20px}
.hero .lead{font-size:clamp(18px,1.7vw,21px);line-height:1.5;color:#fff;max-width:30em;margin-bottom:28px}
.hero-facts{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px 28px;font-weight:500}
.hero-facts li{display:flex;align-items:center;gap:8px}
.hero-facts li::before{content:"";width:16px;height:16px;flex:none;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3 3 7-7' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.picker{background:var(--white);color:var(--text);border-radius:var(--r-lg);padding:28px;box-shadow:0 20px 50px rgba(70,0,0,.28)}
.picker h2{font-size:22px;letter-spacing:-.015em;margin:0 0 16px}
.amounts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.amounts a{display:flex;align-items:center;justify-content:center;min-height:60px;border-radius:var(--r);background:var(--surface);color:var(--ink);text-decoration:none;font:600 21px/1 var(--font);font-variant-numeric:tabular-nums;letter-spacing:-.01em;box-shadow:inset 0 0 0 1.5px var(--line);transition:background-color .15s,color .15s,box-shadow .15s,transform .1s}
.amounts a:hover{background:var(--red);color:#fff;box-shadow:none}
.amounts a:active{transform:scale(.97)}
.picker .btn{width:100%;margin-top:14px}
.picker .fine{font-size:14px;color:var(--muted);margin:12px 0 0;text-align:center}
@media (max-width:860px){
  .hero{padding:28px 0 32px}
  .hero .wrap{grid-template-columns:1fr;gap:24px}
  .hero h1{margin-bottom:12px}
  .hero .lead{margin-bottom:16px}
  .hero-facts{font-size:15px;gap:6px 18px}
  .picker{padding:20px}
  .picker h2{font-size:19px;margin-bottom:12px}
  .amounts a{min-height:54px;font-size:19px}
}

/* Sections */
.section{padding:96px 0}
.section--surface{background:var(--surface)}
.section--flush-top{padding-top:0}
@media (max-width:860px){.section{padding:64px 0}}
.eyebrow{display:block;font-size:14px;font-weight:600;color:var(--red);margin-bottom:12px}
.two-col{display:grid;grid-template-columns:5fr 7fr;gap:64px;align-items:start}
.two-col--even{grid-template-columns:1fr 1fr}
@media (max-width:860px){.two-col,.two-col--even{grid-template-columns:1fr;gap:28px}}
.sticky-head{position:sticky;top:110px}
@media (max-width:860px){.sticky-head{position:static}}
.sub{font-size:19px;color:var(--muted);max-width:28em}

/* Numbered steps: a list with rules, not cards */
.steps{list-style:none;margin:0;padding:0;counter-reset:step}
.steps li{counter-increment:step;display:grid;grid-template-columns:72px 1fr;gap:0 16px;padding:28px 0;border-top:1px solid var(--line)}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps li::before{content:"0" counter(step);font:600 40px/1 var(--font);letter-spacing:-.04em;color:var(--red);font-variant-numeric:tabular-nums}
.steps h3{margin:4px 0 6px}
.steps p{margin:0}
@media (max-width:860px){.steps li{grid-template-columns:52px 1fr;padding:22px 0}.steps li::before{font-size:30px}}
.prose .steps{margin:8px 0 24px}
.steps--compact li{grid-template-columns:48px 1fr;padding:18px 0}
.steps--compact li::before{font-size:26px}
.prose .steps h3{margin:4px 0 6px}
.prose .steps--compact h3{font-size:18px;margin:2px 0 4px}

/* Cost example, set out like a receipt */
.receipt{background:var(--white);border-radius:var(--r-lg);box-shadow:var(--shadow);padding:28px 28px 22px}
.receipt-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:10px}
.receipt-head h3{margin:0}
.tag{font-size:13px;font-weight:600;color:var(--red);background:var(--red-soft);padding:4px 8px;border-radius:4px;white-space:nowrap}
.receipt dl{margin:0}
.receipt dl div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px dashed var(--line)}
.receipt dt{color:var(--muted)}
.receipt dd{margin:0;font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums;text-align:right}
.receipt dl div.total{border-bottom:0;padding-top:16px}
.receipt .total dt{color:var(--ink);font-weight:600}
.receipt .total dd{font-size:22px;letter-spacing:-.01em}
.receipt .note{margin:14px 0 0}
.prose .receipt{margin:20px 0 28px;max-width:560px}

/* Check lists */
.checks{list-style:none;margin:20px 0;padding:0}
.checks li{position:relative;padding-left:32px;margin:0 0 12px}
.checks li::before{content:"";position:absolute;left:0;top:.3em;width:20px;height:20px;border-radius:50%;background:var(--red-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-6.5' fill='none' stroke='%23c30101' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.checks.plain li{font-weight:400}
.checks.warn li::before{background:#f3efed url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' fill='none' stroke='%231d1a19' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/20px no-repeat}

/* Cards (Achilles) */
.card-offer{border-top:2px solid var(--ink);padding-top:22px}
.card-offer h3{font-size:22px}
.card-offer .checks li{font-size:16px}
.legal{font-size:13px;color:var(--muted);margin-top:28px}

/* Question links */
.qlist{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.qlist a{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:500;font-size:19px;transition:color .2s,padding .2s}
.qlist a::after{content:"";flex:none;width:9px;height:9px;border:solid var(--red);border-width:2px 2px 0 0;transform:rotate(45deg);margin-right:4px}
.qlist a:hover{color:var(--red);padding-left:6px}

/* Closing call to action */
.cta-band{background:var(--red);color:#fff;padding:72px 0}
.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 8px}
.cta-band p{margin:0;font-size:19px}
@media (max-width:860px){.cta-band{padding:52px 0}.cta-band .btn{width:100%}}

/* Inner pages */
.page-hero{background:var(--red);color:#fff;padding:56px 0 60px}
.page-hero h1{color:#fff;margin:0;font-size:clamp(34px,5vw,56px)}
.page-hero p{margin:14px 0 0;font-size:19px;max-width:40em}
.page-hero a{color:#fff}
@media (max-width:860px){
  .page-hero{padding:28px 0 32px}
  .page-hero p{font-size:16px;margin-top:10px}
  .page-hero--apply{padding-bottom:26px}
}
.prose{padding-top:56px;padding-bottom:80px}
.prose.narrow{max-width:var(--wrap)}
.prose--tight{padding-top:24px}
.prose > *{max-width:68ch}
.prose h2{font-size:clamp(24px,2.6vw,30px);margin:44px 0 12px}
.prose > h2:first-child{margin-top:0}
.prose h3{margin:28px 0 8px}
.prose ul,.prose ol{margin:0 0 1.2em 1.3em;padding:0}
.prose ul.checks{margin-left:0}
.prose li{margin-bottom:6px}
.lead{font-size:20px;line-height:1.55;color:var(--ink)}
.note{font-size:14px;color:var(--muted)}
.cta-row{margin-top:36px}
.example{background:var(--surface);border-radius:var(--r);padding:20px 24px;margin:20px 0}
.example .note:last-child{margin:0}

/* Application form */
.apply-box{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:10px;margin:0 0 32px;min-height:600px;max-width:760px}
.apply-box::before{content:"Loading the application\2026";position:absolute;top:70px;left:0;right:0;text-align:center;color:var(--muted);font-weight:500}
.apply-box::after{content:"";position:absolute;top:110px;left:50%;width:180px;height:4px;margin-left:-90px;border-radius:2px;background:var(--line);overflow:hidden;box-shadow:inset 60px 0 0 var(--red);animation:load 1.1s ease-in-out infinite alternate}
@keyframes load{from{box-shadow:inset 60px 0 0 var(--red)}to{box-shadow:inset 180px 0 0 var(--red)}}
.apply-box iframe{position:relative;z-index:1}
@media (max-width:860px){.apply-box{border:0;border-radius:0;padding:0}}

/* FAQ */
details{border-bottom:1px solid var(--line)}
details summary{cursor:pointer;font-weight:600;font-size:18px;color:var(--ink);padding:18px 36px 18px 0;list-style:none;position:relative;transition:color .2s}
details summary:hover{color:var(--red)}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"";position:absolute;right:6px;top:24px;width:9px;height:9px;border:solid var(--red);border-width:0 2px 2px 0;transform:rotate(45deg);transition:transform .2s}
details[open] summary::after{transform:translateY(4px) rotate(-135deg)}
details > div{padding:0 0 18px}

/* Contact form */
.form{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:6px 24px;margin:8px 0 28px;max-width:760px}
.field label{display:block;font-weight:600;margin-bottom:6px;color:var(--ink)}
.hint{font-weight:400;color:var(--muted)}
.form input,.form select,.form textarea{width:100%;font:inherit;color:var(--ink);padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--r-sm);background:var(--white);margin-bottom:2px;transition:border-color .2s}
.form input:hover,.form select:hover,.form textarea:hover{border-color:#d3cbc7}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--red);outline:0;box-shadow:0 0 0 3px var(--red-soft)}
.form [aria-invalid=true]{border-color:var(--red);background:#fffafa}
.field--full{grid-column:1/-1}
.error{display:block;min-height:22px;font-size:14px;color:var(--red)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.status{font-weight:600;margin:6px 0 0}
.status[data-state=ok]{color:#1d7a34}
.status[data-state=error]{color:var(--red)}

/* Footer */
.site-footer{background:var(--ink);color:#cfc8c5;font-size:15px}
.site-footer a{color:#fff}
.footer-top{display:grid;grid-template-columns:5fr 7fr;gap:48px;padding:64px 0 40px}
.site-footer .logo{color:#fff;margin:0 0 16px}
.site-footer .logo .u{fill:#fff}
.site-footer .logo svg{width:180px}
.footer-about{max-width:34em;margin:0}
.footer-links{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:4px 24px;list-style:none;margin:0;padding:0;align-content:start}
.footer-links a{display:inline-block;padding:6px 0;text-decoration:none;font-weight:500}
.footer-links a:hover{text-decoration:underline}
@media (max-width:860px){.footer-top{grid-template-columns:1fr;gap:28px;padding:48px 0 28px}}
.disclosure{border-top:1px solid rgba(255,255,255,.14);padding:24px 0 8px;font-size:13px;line-height:1.65;color:#b5adaa}
.disclosure p{margin:0 0 10px;max-width:none}
.disclosure strong{color:#fff;font-weight:600}
.copyright{border-top:1px solid rgba(255,255,255,.14);padding:20px 0 96px;font-size:14px;color:#b5adaa}
.copyright a{margin:0 2px;color:#e8e2df}

/* Chat launcher: loads the chat only when clicked (see site.js). Max z-index: the Zaraz consent bar uses 2147483000 and comes later in the DOM, so a tie would hide this button. */
.chat-launch{position:fixed;right:20px;bottom:20px;z-index:var(--z-chat);width:58px;height:58px;border:0;border-radius:50%;background:var(--red);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(90,0,0,.3);transition:transform .15s,background-color .2s}
.chat-launch:hover{background:var(--red-press)}
.chat-launch:active{transform:scale(.95)}
.chat-launch[aria-busy=true]{cursor:progress;opacity:.8}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important}}